Life insurance is an important component of any sound financial plan. It can provide financial protection for your family, or your business, in the event of your premature death.
At white Pacific, we offer a comprehensive portfolio of life insurance products that have been designed to be extremely competitive and provide real value. Whether you are looking for guaranteed death benefit protection, low-cost coverage or consistently strong cash value accumulation potential, White Pacific has a product right to meet your needs. Our insurance advisors help clients assess their individual needs and offer advice regarding insurance plans. They are fluent in English, Mandarin, Taiwanese, and Cantonese and are especially helpful in recommending financial products to clients with diverse cultural backgrounds and situations. Compared to conventional insurance advisors, who may only offer products from just one company, our advisors are able to provide clients with a more flexible approach that best serves their needs.
What Should You Think about Life Insurance?
| For Your Family: Help take care of your loved ones' financial requirements in the event of your death. | |
| For Your Home: Help prevent an asset from becoming an obligation. | |
| For Your Retirement: Help supplement my retirement income. | |
| For Your Career: Help take care of my business goals. | |
| For Your Children or Grandchild: Help save for education fund. |
What Products Does White Pacific Provide?
| Universal Life Insurance (UL): It combines a death benefit with a savings element that accumulates tax-deferred at current interest rates. The insured amount can be flexible and adjusted as needed. In a certain range, the premium payment can also be adjusted with flexibility. | |
| Variable Life Insurance (VL): Premiums are invested in underlying investment options that have the potential to accumulate cash value for tax-deferred. The death benefit and the cash value of the policy fluctuate based on the investment performance of a separate account fund. | |
| Variable Universal Life (VUL): Regarded as the most flexible type of permanent life insurance, VUL combines the investment sub accounts in variable life policies with the premium payment flexibility, death benefit options, and withdrawal capability in Universal Life policies. Since the investment return and principal value of the variable sub accounts fluctuate. Thus, the policy's account value, and possibly the death benefit, will be determined by the performance of the chosen sub accounts. | |
| Whole Life Insurance: This is a permanent life insurance for as long as you live and continues to make the timely premium payments. Whole life insurance generally has a fixed annual premium that does not rise over the duration of the policy. It not only offers a death benefit but also accumulates cash value tax deferred at fixed interest rates. |
How Can White Pacific Serve You?
| Offer a broad product portfolio, including universal, variable and whole life insurance, tailored to meet clients¡¦ unique needs. | |
| Contract top-rated insurance carriers with financial strength and stability, such as John Hancock, ING, Lincoln Financial, Met Life, Prudential Life, Sun Life Assurance, Transamerica, Hartford, Genworth, West Coast Life, etc. | |
| Recommend the right type of products and coverage. | |
| Prepare personalized proposals showing coverage amount and cost. | |
| Explain policies & riders. |
How to Apply for Life Insurance?
| If you are interested in applying for a life insurance policy, please contact Echo Chien at 1-888-882-8856 or 1-415-276-2829. The consultation and proposal are absolutely free, and there is no obligation to apply. Please feel free to contact us today! |
More Insurance Services at White Pacific:
| Annuity
Long-term Care Insurance Complete List of White Pacific Insurance Carriers CPS Insurance Services |
